Want to buy real estate
with co-buyers?
Our platform is designed for you!

Co-buy real estate with family, friends, romantic partners, and other
like-minded co-buyers. Our resources include
customized legal agreements, and seasoned
real estate brokers, and lenders across the country.

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What Needs To Be Included In A Contract For A Co-Buyer Agreement? 

What Needs To Be Included In A Contract For A Co-Buyer Agreement? 

Source: This content is provided courtesy of  Legalty. Note, Buy Junto and Legalty are separate businesses. 

When you imagined yourself buying a home, did you think you would do it the most common way – on your own, or getting married and purchasing it with your spouse? 

If you have something entirely different in mind and plan on buying a house with a sibling, your parents, extended family or a group of your friends, you’re joining a rapidly growing group willing to embark on a significant financial obligation that involves sharing the financial and maintenance responsibilities of owning a home. 

If this is something that you’re considering, an attorney can help guide you through all the elements that a co-buyer agreement for a property includes. 

There’s no doubt that purchasing a home with multiple buyers makes the process much more affordable for each of the parties involved. But there is more to consider when buying a property than the financial aspects, and an experienced attorney can walk you through the most concerning aspects. 

Here are just a few: Taking title in the deed – When you purchase a home, you need to know how the title is to be prepared. Deeds describe who the owners of a property are, what the property is, how much it was sold for and whether there are any warranties or special conditions involved in the purchase. 

Married couples are the only type of buyers who are able to take title as a tenant by the entirety. For all other co-buyers, the only options are being tenants in common (which can have unequal shares) or joint tenants with rights of survivorship (in which co-owners have an equal interest and if one dies, the ownership gets split equally between all other surviving co-owners). 

It’s important to know that tenants in common can have unequal shares and each have their own legal title, which means that each owner is also able to dissolve the tenancy in common and sell their share. Responsibilities – Multiple owners may each have differing levels of interest in a property’s maintenance or level of responsibility to one another. 

A co-buyer agreement should include specific language regarding mortgage, tax and insurance payments, property maintenance expenses, and the process of pursuing potential sales. There is no doubt that becoming a co-buyer has many potential advantages, but that does not mean that you should rush into it without the guidance of an experienced attorney.

Once you meet with one of our real estate brokers and determine your co-buy plan, then working with the lender to get pre-qualified would be next.  After the lending process is complete,  we would connect you to the a recommended legal co-buyer preferred attorney, although you are free to choose an attorney of your own,  who can help you develop your co-buyer agreement.  


Simply click on the link below, insert your purchase details, and divide the payments by the number of co-buyers. Note: This tool is provided for free by calculateyourstuff.com, which is not a sponsor or partner of Buy Junto.

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Please complete the registration form if you are a renter or co-buyer to gain access to our network, resources and process.




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Network Access to :

  • Experienced Co-Buyer Real Estate Agents
  • Lender options to help you through the process
  • Buy Junto Advocate to make sure your treated right
  • Legal referral to prepare your co-buyer agreement 
  • Background checks for co-buyers (fee associated)
  • Legal advisory services for more complex agreements such as trusts, LLC's etc. (Referral to co-buy attorneys recommended per state). 
  • Exclusive discounts for a variety of products and services



You can join the community for free by simply completing the registration process and developing a profile. We encourage you to bring your own partner and allow us to provide the process to protect your mutual interest.  As we add more investor members we will provide the option of working with a verified member of the network. However, with your current partner, we highly recommend you utilize our background check and complete a co-buyer agreement, which has very valuable language to help protect your interest. 
Our free co-buyer resources provide support for our co-buyers. Our agreements have been developed by a real estate attorney and include provisions to help plan for events such as job loss, early sales, and much more. Buying real estate is a serious investment and we want to guide you thorough the process with all the right tools to help you protect your investment. 
The length of your partnership is up to you. You and your partner/s can agree to whatever time period works best for your partnership goals. 
Buying investment property and renting it out or flipping the property can be difficult for one buyer, but two motivated and vetted members reduce the risk and investment.  Our real estate agents can guide you through the process. 
Absolutely! We encourage families, friends and acquaintances to join together to participate in the co-buying process.  We understand it can be awkward to ask people you know to undergo important background and sign legal agreements for exit strategies, so we are here to help make that process smoother and prepare you for potential challenges during your co-ownership.
We encourage your support and welcome your ideas.  We also welcome your shares, on your social media!

We will be happy to provide you with logos, key messaging and materials for your use.
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Cohabitation Questionnaire image
Avoid conflict and select co-buyers with similar lifestyles. The following questionnaire is designed to help you begin to consider your living community agreement on important issues regarding cohabitation.

Will you have overnight guests? Who? How Often?
  • Family
  • Friends
  • Romantic Partners
  • Visiting Pets
  • How many times a month
  • 0- 2 days/mo
  • 2-4 days /mo
  • 6+ days /mo
Do you prefer to share food or label it?
  • Share
  • Label
Do you cook?
  • Yes
  • No
Do you prefer to shop/cook/eat together?
  • Yes
  • No
Do you share condiments/paper products/cleaning products, etc.?
  • Yes
  • No
Do you prefer set quiet times, anytime is good for noise, or figure it out as we go?
  • Schedule
  • Not an issue
Do you go to bed early or late?
  • Early
  • Late
Do you get up early or late?
  • Early
  • Late
Are you quiet when someone else is sleeping?
  • Yes
  • No
When you are annoyed do you talk it out immediately or do you have to cool down first?
  • Talk
  • Wait
When you are angry do you tend to lash out or use the silent treatment?
  • Lash out
  • Silent treatment
Do you plan to be around most weekends?
  • Yes
  • No
Do you drink or party frequently, an average amount, seldom, rarely?
  • Frequently
  • Seldom
  • Rarely
Do you have a car?
  • Yes
  • No
Do you smoke? Inside or outside? Tobacco or Cannabis?
  • Yes
  • No
Do you have/want pets?
  • Yes
  • No
Should household chores be assigned, done mutually, done by whoever thinks to do them?
  • Individual
  • Schedule
Do you wash your dishes right away or pile them?
  • Wash and clean after use
  • Not in a hurry most times
Are you more of a loner or a social person?
  • Introvert
  • Extravert
Can friends stop by unannounced?
  • Yes
  • No
Additional questions can be added by either party. The above is only to prompt Co-Buyers into an agreement that works for them based on their preferences.
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  • Denver, Colorado

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